Business Insurance

Professional Risks

We have many years’ experience arranging Professional Risks Insurance for all types of business and can arrange a tailored solution to meet your individual requirements.

With the threat of litigation becoming ever more common, it’s important to take out Professional Risks Insurance, ensuring you and your livelihood are totally protected. We offer two types of cover and will identify the level of cover your business needs to have in place.

Professional Indemnity Insurance   

Financial protection for businesses that offer a service or advice.

We are experienced in providing Professional Indemnity Insurance for a wide range of professions, ranging from engineers and building consultants to accountants and journalists.

This type of cover protects you in the event that you make a mistake, provide erroneous advice or are negligent in your actions, which then results in your client incurring financial loss and making a claim against you.

We will gain a full understanding of your business, ascertaining your requirements before providing the optimum solution that manages the risks you face. 

Directors’ and Officers’ Liability Insurance  

Financial protection should you be held responsible for actual or alleged breach of duty, neglect, errors or omissions and mis-statements.

If you are accused of breaching your duties, actions may be brought against you personally from stockholders, employees and clients. 

Directors’ and Officers’ Liability Insurance protects you against defence costs covering health & safety (including corporate manslaughter), trading standards, and environment or other regulatory claims. It also protects you against defence costs and awards of claims by individual shareholders, administration of company pension or employee benefit schemes, pollution, run-off cover for retiring directors, public or private offering and time limited cover in the event of management buy-out.

We can also advise on areas such as Legal Indemnity and Employment Practice Liability, providing a policy tailored to your specific requirements.