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Author: Nicola Deane
80% of buildings in the UK are underinsured, but some are proportionately more underinsured than others! Is it the lower value or higher value properties?
Neil Willies Insurance Brokers & RebuildCostASSESSMENT.com bring you an update on property insurance problems and how to ensure you are correctly insured. Lower value properties are ‘most’ underinsured. New data from RebuildCostASSESSMENT.com has revealed that properties with a sum insured of less than £500,000 are generally covered for just over half the amount they should […]
Why you still need insurance when you’re self-employed
Why you still need insurance when you’re self-employedWhilst two-thirds (62%) say that their household is solely reliant on their income as a self-employed worker, fewer than 7% have the necessary cover in place to protect themselves in the case of being unable to work.Since December 2000, the number of self-employed workers in the UK has […]
Am I liable if there are COVID infections in the workplace?
The decision to lift COVID restrictions this summer has been largely welcomed. However, it has not come without an equal amount of scepticism. Many of us are concerned that easing up completely could lead to increased infection rates, and for some business owners, the worry has been over whether they will be liable if their employees or customers contract […]
If you’re planning on travelling abroad this summer then it’s important to make sure you have followed all of the necessary steps to make sure you get there safely.
We’ve put together 8 Key Travel Actions you should bear in mind if you’re planning a getaway… Start a travel insurance quote here 1. Check The Foreign Commonwealth and Development Office (FCDO) for your destination’s entry and quarantine requirements before you book. 2. Know the local Covid rules and restrictions for your destination – there […]
Neil Willies Insurance Brokers Ltd & Tokiomarine HCC Insurance: BFSC or LOSC..What’s the difference and how it could affect your insurance….
One of the most frequently debated subjects in Liability insurance is the status of subcontractors – those engaged by a policyholder to perform work on its behalf. Neil Willies Insurance Brokers and Tokiomarine / HCC have put the attached together to help you understand the difference and how it affects your insurance. Following the success […]
Why you could invalidate your cover by making improvements to your home
There’s a considerable amount of value in extending or renovating your property as a homeowner, yet one aspect that can get overlooked during all of the excitement is making sure you eliminate the risk of underinsurance. 75% of new homebuyers will make changes on a property once moving in, more often than not failing to take […]
Let’s make it an average Insurance Awareness Day
Did you know it was Insurance Awareness Day on 28th June, a time to remind our clients and perspective clients to look closely at the protection they’ve put in place and to spend a bit of time understanding their cover. Neil Willies Insurance Brokers have highlighted Insurance Awareness Day with our colleagues at Rebuild Cost Assessment […]
Protect your new venture with small business insurance
Property damage, lawsuits and lost business income. As a small business owner, there are a lot of risks that your company and your workforce are exposed to. Obtaining the right level of insurance cover is of paramount importance, with data suggesting that as many as 80% of businesses across England and Wales have some element of […]
Could you be Under Insured on your Home Insurance or Landlord Property Insurance?
Neil Willies are pleased to introduce our partnership with Rebuild Cost Assessment who specialise in competitive desktop valuations for Residential and Commercial properties. It is estimated that 90% of all property in the UK is insured for the wrong amount! This can lead to big problems in the event of a claim. An […]