The result of the UK Government’s first review of the Ogden Discount Rate has fallen short of market expectations. The Ogden Discount Rate is used to calculate the amount of compensation a severely injured person will receive to reflect the return they will earn when that money is invested. The object is to make sure […]
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Directors & Officers Insurance
“The core purpose of a Directors & Officers policy is to provide financial protection for Managers against the consequences of actual or alleged “wrongful acts” when acting in the scope of their managerial duties. The D&O policy will pay for defence costs and financial losses” We recommend that you should have a D&O policy. They […]
Valuation Facility
Are you concerned you may be under insured? Do you need help setting sums insured or making sure business interruption cover is tailored to the needs of your business? As an added value service to our Clients and as BIBA members, we are able to offer a Valuation Facility, managed by QuestGates, Chartered Loss Adjusters […]
Cyber Insurance
As we become increasingly reliant on technology, the potential impact of cyber-related incidents continues to grow. Yet the cyber insurance market is relatively new in comparison with other lines of cover. Please click here for a guide brought to you by CFC Underwriting on behalf of BIBA, explaining how cyber risk and insurance have evolved […]
The Motor Insurance Database
Are you up to speed with The Motor Insurance Database?The Motor Insurance Database was created in 2003 to help reduce the number of uninsured vehicles on our roads. The aim is to get all insured vehicles entered onto this database enabling police to check vehicles and prosecute people driving without insurance. The police have embraced […]
International Driving Permit Post “No Deal” Brexit
Following on from our previous notification regarding the possible issue of Green Cards, and if a “no deal” Brexit was to occur, it may be necessary for UK drivers intending to drive in all EU and EEA countries (apart from Ireland) to obtain an International Drivers Permit in addition to their UK driving licence. An […]
Three Important Points to Look For in a Shop Insurance Plan
Opting for shop insurance is as important as insurance for a big company. However, when you go through insurance policies of different companies, it causes extreme stress when it comes to make the choice. So, here we will discuss what to look for in shop insurance policy while making the selection. The first thing you […]
Commercial Insurance
Already providing insurance cover to a whole array of commercial clients. We can provide insurance solutions for all kinds of businesses in Studley and further afield, including Redditch, Alcester, and Bromsgrove. With over 25 years industry experience, we have a wealth of knowledge in tailoring insurance packages to our clients’ needs, regardless of how complex […]
Business Combined Insurance
Business Combined Insurance is designed for businesses that are exposed to greater risks We provide cover for businesses such as manufacturers, fabricators, wholesalers, warehouses or those who provide services, combining a range of covers in one policy. Some businesses are exposed to more risks than normal. This could be because of the goods you store […]
